Treasure Valley’s only not-for-profit mortgage lender

We think outside the box

When you don’t fit in the box

A Better Path

to homeownership

NeighborWorks Boise is the Treasure Valley’s only direct not-for-profit mortgage lender, helping individuals and families find a better path to home ownership.

As a not-for-profit lender, our caring team has access to a fresh menu of financing options to craft a loan that’s perfect for you, even when your qualifications aren’t perfect. So whether you’re buying your first home, scaling back your dream home or emerging from hardship, we offer hope, hustle and home ownership that traditional banks can’t match. And when you buy a home with NeighborWorks Boise Lending, it’s great to know your monthly mortgage money stays here to benefit the community.


We wish we had known about non-profit lending when we bought our first home.

Qualify for the home you’ve been dreaming about

It’s everyone’s dream to own their own home. When you buy a home, you gain the confidence that comes from having a roof over your head and the front-door key in your pocket. But often the barriers to home ownership seem too high, starting with qualifying for the loan.

NeighborWorks Boise Lending makes homeownership possible for more people like you.


We qualified for a loan when everyone else said we couldn’t.

-Happy Homeowner

Experience the difference with a non-profit lender. NeighborWorks Boise Lending is a full-service mortgage lender, offering a variety of unconventional loan products to finance your first home, refinance your current home, or buy a home sooner after foreclosure or hardship.

We help individuals with at least $30,000 in annual income buy homes with a down payment of $1,000 or less. We’ll provide 100% financing and down payment assistance through state programs and varied mortgage products not available to other mortgage lenders. That makes all the difference when it’s time to buy your home. Let us help your family find favorable mortgage rates for the home of your dreams.


We were told we couldn’t buy a home with our ebbing salary. NeighborWorks Boise Lending showed us otherwise.

-New Boise Homeowner


Your personal champions in home lending

Every homebuyer needs a champion – someone willing to go the extra mile to make his or her dream of homeownership a reality. Meet Patrick Clayton (NMLS #28643). Patrick is the Lending Manager for NeighborWorks Boise Lending (NMLS #2881). He has a passion for helping clients find the financing to buy a home. Patrick knows how to look past traditional mortgage financing and works tirelessly to find a loan for borrowers that don’t have the perfect credit score, perfect salary or a sizeable down payment. Patrick can use NeighborWorks Boise Lending’s own financing and other lending programs to secure home financing. Non-profit lending allows homebuyers more flexibility in financing. Patrick and his team use that flexibility to your advantage. Patrick is a Boise State alumni and has an MBA from NNU. He brings years of experience with Bank of America and Wells Fargo Bank to help you have a place to call home.

Want to find out what Patrick and his team can do for you?

Call them at (208) 258-6218. Se habla español.

Maile Lombard

Fill out an online application now:

NeighborWorks Boise Lending, NMLS #288
3380 W. Americana Terrace, Suite 120
Boise, Idaho 83706
Phone: (208) 258-6211
Fax: (208) 275-0047