We make 100% financing possible by combining a traditional 80% loan with our 20% down-payment loan, saving you money by eliminating mortgage insurance. Clients are required to invest a minimal 1% of the home purchase price or $1,000, whichever is less, when participating in 100% financing. 100% Financing Loan Details:

• 100% financing for your home purchase.
• Competitive interest rate and terms.
• No private mortgage Insurance.
• Minimal investment towards closing costs or pre-paids – 1% of the purchase price or $1,000  (lesser of the two).
• Credit scores of 620 and above or no credit score. Consideration given on a case-by-case basis when score is below 620.
• Available for all home buyers though you may not own another home at time of closing.
• Income limits apply. For example, a family of four earning as much as $97,300 annually may qualify. Call for details.
• Seller may contribute no more than 3% of the purchase price toward buyers closing costs and pre-paids.
• Community seconds are available to cover closing costs or pre-paids that are over and above the 3% seller contribution, not to exceed 105% combined loan-to-value.
• 30-, 20-, 15- and 10-year loan terms available depending on loan amounts and debt-to-income ratio.